Thursday, April 20, 2023

Cost of Breast Cancer Treatment

Before I get into the costs, a little explanation of terms:

Billed amount - What the provider usually charges.
Paid by plan - What insurance actually paid. This is substantially lower than the billed rate because there is a discounted rate negotiated between insurance and provider, AKA plan rate.
Paid by me - Difference between plan rate and amount paid by plan.

This is the total cost from the time I was diagnosed until my chemo port was removed:

Billed amount: $2.4M
Paid by plan: $1.1M
Paid by me: $8,600

I didn't actually pay $8,600. I had financial help from Amgen, Genentech and Kaiser. My cost was closer to $4K.

Some notable prices:

Procedure      Cost     
Chemo$440K
Lumpectomy$46K
Radiation therapy   $100K
Kadcyla$436K
Chemo port$27K

Chemo cost is interesting. Some of my infusions were Taxol only, and some were combined with Herceptin and Perjeta which are immunotherapy drugs. The Taxol infusions cost $5K, but when combined with Herceptin and Perjeta, the price shot up to $54K. 

Stanford's prices are highly inflated. Some examples:

Item      Billed amt      Paid by plan     
Kadcyla (per infusion)  $91,653 $42,160
Office visit $712 $214
Bone density scan $1,243 $572

Price comparison among providers:

Procedure      Stanford      Kaiser      PAMF     
Kadcyla infusion  $42,160 $11,410
Echocardiogram $2,843 $962
Biopsy $8,800 $4,200
MRI $7,178 $3,374
Physical therapy $104 $296

In summary, cancer treatment is expensive. Don't get sick without health insurance.



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